Using balanced panel data of 31 provinces from 2011 to 2020, the impact and mechanism of digital inclusive finance and

digital rural construction on common prosperity are examined by two-way fixed effect model and mediation effect model. The results of the study show that the development of digital inclusive finance significantly promotes common prosperity, which is more obvious in the eastern region; digital rural construction plays an important mediating role in the promotion of common prosperity by digital inclusive finance, and the level of urbanization contributes to the enhancement of the role of digital inclusive finance in the promotion of common prosperity. Therefore, the increase in the level of urbanization will make the empowering effect of digital inclusive finance on common prosperity more significant.