Abstract: Campus loan, an online loan characteristic of small amount, fast lending and low threshold, attracts college students with more consumption demand. However, due to the lack of supervision of the network loan platform and irrational consumption of college students, campus loan has caused the chaos of usury, fraud and nude loan, some being crimes. Different from other online loans, campus loan aims at specific subjects, offers loans in concealment;it also takes non-concrete form of mortgage and illegal dunning methods, and can even drive victim student into crimes. In order to protect the legitimate rights and interests of college students, and to safeguard financial security and social order, it is necessary to establish a crime prevention and control system, promote joint supervision, and to strengthen the supervision and students' consciousness of rule of law so as to guide campus loan into a benign track of development, to achieve good legal and social effects.

Key words: campus loan, college students, online loan, criminal law regulation, crime prevention and control