Abstract: With the increase of the number of college students and the widening of the gap between the rich and the poor in society，a larger body of disadvantaged college students is emerging in recent years. Their disadvantaged financial backgrounds exert some negative influence on these students so that many of them display self doubt，envy and vanity. Our analysis from the perspectives of society，educational institutions，family background and individuals reveals that all the four factors contribute to the emergence of the psychological and ideological problems of the financially disadvantaged college students. Therefore，we suggest，the solution of such problems be achieved by taking measures from all sides.

Key words: universities, disadvantaged college students, psychology ad ideology of disadvantaged college students, political education, moral education